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Cupertino Retirement Income Planning Investment Strategies

As our client’s approach retirement age, they begin taking a closer look at specific Cupertino retirement income planning strategies. Many of them find that this can be an overwhelming process, which is why our firm is here to guide them through every step. The use of Cupertino investment strategies can help you discover creative ways to turn savings and investments into consistent retirement income.

Different Investment Vehicles

Fixed Cupertino annuities, for example, can offer regular income while protecting your principal investment balance. As an annuities buyer, you choose to fund an annuities contract with an insurance company. This is different from investing in a government-backed security, but it has potential benefits we would love to discuss further with you.

Fixed annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims-paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply.

Crafting Your Retirement Plan

We want Cupertino Pre-retirees to enjoy working with us as we craft a retirement plan, they can see their dreams come into focus, aligning closer to their reality. Cupertino retirement income planning with our Pantheon Wealth Planning team works as a partnership. We listen to your financial goals and retirement dreams and then we go to work with you to establish a plan that seeks to meet as many of those goals as we can.

Getting Your Estate in Order

Cupertino estate planning can be a complex process and we advise against taking it on by yourself. It may seem like you could check things out online, download a few documents and be done, but the process is much more complex than that. Comprehensive Cupertino investment strategies include well-informed estate planning documentation and processing. Effective estate planning is something we help clients spell out clearly on a regular basis. You can have confidence in our recommendations, which are especially useful when an inheritance tax planning strategy needs to be created. Decisions that revolve around large sums of money can be subject to unforeseen tax liabilities and legal complexities if not properly set up.

Pantheon Wealth Planning nor LPL Financial provide tax or legal advice. We don't offer all services directly but can assist with a referral when necessary.

Start Preparing for Tomorrow, Today

We are ready to get started with your comprehensive Cupertino retirement income planning process today. Give us a call at 408-404-8282 to set up your complimentary initial consultation. When we meet we will discuss responsibilities and expectations right away. In this way, you will be able to understand the nature of our partnership and what you can expect from our services.