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Thursday, May 25, 2023

As you grow older, your housing needs may change. Maybe you'll get tired of doing yardwork. You might want to retire in sunny Florida or live close to your grandchildren in Illinois. Perhaps you'll need to live in a nursing home or an...

Wednesday, April 19, 2023

Myths and misstatements of fact frequently circulate on the Internet, in email and on websites, and are repeated in endless loops of misinformation. One common set of such misinformation involves the history of the Social Security system.

Wednesday, April 5, 2023

Claiming Social Security benefits can be one of the more complicated topics for most of people.  There are a multitude of rules that can have a significant and lasting impact on your future income steam and overall financial...

Thursday, March 23, 2023

Insurance serves many purposes for a business. You'll need insurance to protect your business from property damage, personal injury suits, and other forms of financial loss. In addition, you may want to provide your employees with...

Friday, March 10, 2023

The IRS announced that January 23 was the start of the 2023 tax season—or the date the IRS began accepting 2022 tax year returns. If you have yet to file, most taxpayers have until Tuesday, April 18, 2023, to submit their tax...

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Tuesday, January 24, 2023

Without a doubt, you’re hearing about the SECURE Act 2.0. It seems like every day there’s a new headline in the news, which only serves to create a lot of questions. Let’s face it, headlines – and even the stories that follow

Tuesday, January 17, 2023

The Setting Every Community Up for Retirement Enhancement Act of 2019, popularly known as the SECURE Act, was signed into law in late 2019.Now called SECURE Act 1.0, it included provisions that raised the requirement for mandatory...

Monday, December 19, 2022

LPL Financial Research Outlook 2023: Finding Balance . Through all the challenges, newfound opportunities, and every high and low we’ve experienced during the last couple of years, it’s no surprise why we might be striving for...

Friday, December 9, 2022

It's nice to own stocks, bonds, and other investments until it's time to fill out your federal income tax return.  At that point, you may be left scratching your head. Just how do you report your investments and how are they taxed?

Tuesday, October 25, 2022

A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible loss of principal, here are six basic...

Wednesday, October 12, 2022

Risk management is a key component in any successful business plan. In today's world — where data breaches are common occurrences — it's especially important for business owners to understand the digital risks they...

Thursday, September 15, 2022

Whether you're seeking to manage your own assets, control how your assets are distributed after your death, or plan for incapacity, trusts can help you accomplish your estate planning goals. Their power is in their versatility —...

Tuesday, August 23, 2022

I’m hearing a lot of mixed messages these days about the economy. Some headlines say we’re already in a recession; some say one is looming. Others hint that we’ll avoid a recession and have a soft landing. It makes...

Wednesday, August 17, 2022

You've worked hard over the years to accumulate wealth, and you probably find it comforting to know that the assets you leave behind after your death will continue to be a source of support for your family, friends and important ones...

Thursday, May 19, 2022

When choosing a dog, you must consider your lifestyle and explore different dog breeds for seniors that are a good fit. This article covers dog breeds for seniors that compliment active and quiet lifestyles.

Thursday, April 21, 2022

This article provides ideas for quick vacation destinations for busy seniors so you can enjoy travel and downtime in retirement. Whether you work part-time or volunteer, you can escape your daily routine and enjoy these quick getaways.

Thursday, April 14, 2022

Thursday, April 7, 2022

Updated life expectancy tables have been released by the IRS. This will have an impact on those currently taking required minimum distributions on inherited IRA's, as well as those who haven't yet reached their RMD age.

Thursday, March 17, 2022

This article provides an overview on how retirees can become mentors and what “responsibilities” come when you decide to take on this role. The knowledge, life lessons, and empowerment your mentee receives can be life changing for them.

Tuesday, March 8, 2022

This is a tough time for everyone as compassionate human beings and as investors. Russia’s aggression is unsettling and the images of the humanitarian crisis in Ukraine are disheartening.

Thursday, March 3, 2022

Investment accounts were secured by SIPC insurance. The same could be said about FDIC-insured bank accounts. And, if you spotted a fraudulent charge on your credit card, all that was required was a quick phone call to the number on the back

Thursday, February 24, 2022

With tensions running high in Eastern Europe, we’ve had many questions come in asking what could happen to stocks if Russia indeed did attack or invade Ukraine.

Thursday, February 17, 2022

This article provides retirement planning tips for single women that have the potential to help you save enough to retire. Because, as a woman retiring alone, you’ve only got one income to count on, so you must prepare for that.

Thursday, February 10, 2022

One way to address stress is to take positive action by conducting a year-end review of your financial plan. That may not sound like it will reduce your stress but taking control of something you can control may really help. You’ll be able

Tuesday, February 1, 2022

It is essential that retirees keep up to date on the latest rules and regulations regarding both Medicare and Social Security to ensure that they are getting the most out of the benefits they have earned.

Thursday, January 27, 2022

The beginning of a new year is the perfect time for us to have a conversation about the various factors that can influence your planning.

Thursday, January 20, 2022

A fair number of Americans have adopted vegetarian, vegan, and various other versions of plant-based diets only to discover they missed eating meat. A 2020 Packaged Facts survey of Americans reported that...

Thursday, January 13, 2022

Thursday, January 6, 2022

Thursday, December 16, 2021

Thursday, December 2, 2021

5 Year-End Strategies for Charitable Giving With these year-end giving strategies, you can make charitable donations in ways that are most beneficial to your financial situation. Many people have charitable inclinations, however, they...

Thursday, November 18, 2021

If you are a business owner, these 2021 tax planning tips for businesses will help you prepare for the upcoming tax filing date. There are only a few more months left this year to prepare and perhaps minimize your income tax liability...

Thursday, November 4, 2021

As this year draws to an end, it’s time to think about your income taxes due on April 15. Impacts of the lingering coronavirus pandemic afforded many Americans temporary financial relief in some areas. But these emergency...

Thursday, October 21, 2021

We are two years into a pandemic we hoped would not last long, and Americans continue to face challenges presented by COVID-19. As variants have mutated, so have its life-changing impacts on our health, wealth, and well-being. To top...

Thursday, October 7, 2021

As it goes within political wheelings-and-dealings, there have been changes to some initial provisions in Biden’s infrastructure bill. Keep in mind, our lawmakers are still hammering out additional details and provisions, and we...

Thursday, September 16, 2021

There are many pros of retiring early, but the top perks are considerable: no hectic work schedule; the ability to vacation when you want to; time freedom to have fun with your spouse, children, and grandchildren. If you’ve...

Thursday, September 2, 2021

Every year, the Social Security Administration reviews pertinent data to determine potential changes in the amount of monthly benefit payouts to recipients. In simple terms, these cost-of-living adjustments (COLA) are based on...

Thursday, August 19, 2021

Roth IRA conversions have the potential to present big benefits in retirement planning, especially if you anticipate being in a higher tax bracket in retirement than you are now. However, this strategy may not be beneficial to...

Thursday, August 5, 2021

It’s not unusual for Americans to see a flurry of legislation changes after a presidential election when one party replaces the last in a new administration. This year is no exception. We are almost eight months into President...

Thursday, July 15, 2021

As you already know, retirement is a new phase of life that will understandably require some adjustment. There are countless books and articles written on this topic every day. For example, our blog is a great resource for learning...

Thursday, July 1, 2021

People commonly call IRAs they inherit an “inherited IRA.” However, an inherited IRA is an account most beneficiaries open to move funds into from an IRA or 401(k) left to them by a loved one or a friend. In times past,...

Thursday, June 17, 2021

Like getting married or having children, retirement is a new phase of life that will obviously require some adjustment. This is especially true if you and your spouse both work and decide to retire together—at the same time....

Thursday, June 3, 2021

What happens to your online accounts when you are no longer able to sustain them? Retirement planning, estate planning, and heritage planning are familiar lifecycle topics. But in light of today’s automated world, one’s...

Thursday, May 20, 2021

The Investment Company Institute reports that at the end of 2020, retirement market assets in the United States totaled $34.9 trillion. Collectively, that’s a large number. But there are a great many Americans who are unsure if...

Thursday, May 6, 2021

Reaching retirement is a monumental life goal. As a wonderful reward for many years of hard work, you can now see those retirement dreams come true and set new and exciting goals. Whether your dreams and goals include consulting,...

Thursday, April 15, 2021

Last year the federal government implemented legislation within the Coronavirus Aid, Relief, and Economic Security (CARES) Act that included more than a few generous income tax provisions structured to provide financial relief to...

Thursday, April 1, 2021

According to the Federal Trade Commission (FTC), the top three fraudulent scams of 2020 were:imposter scams that include people posing as official governmental workers, friends or family, and legitimate businesses in order to gain...

Thursday, March 18, 2021

Whether they have to or because they want to, many retirees continue to work in retirement. Some need to supplement retirement income. Others just enjoy the daily structure, social interaction, and purpose a job provides. There are...

Thursday, February 18, 2021

The coronavirus pandemic has impacted everyone, regardless of our age group. Whether we realize it or not, we’ve probably all experienced the pandemic blues. We are unable to socialize like we used to; we have lost loved ones;...

Thursday, February 4, 2021

Some people are unaware that Social Security income is subject to tax. But a portion of it is and understanding how that income is taxed is a crucial part of successful financial planning in retirement—especially since you live...

Thursday, January 21, 2021

Volunteering for your local nonprofits is a wonderful way for retirees to live influential lives by sharing talents, helping others, starting new hobbies, or presenting ways to stay engaged with people. However, the current COVID-19...

Thursday, January 7, 2021

Due to the coronavirus pandemic, along with the CARES Act assistance made available to Americans in 2020, you may have incurred certain tax implications that you haven’t considered. This may very well be the year you enlist the...

Thursday, December 17, 2020

Retirement benefits are numerous. From finding new hobbies to enjoy to being able to spend more time helping others to having the time to travel, retirement is typically considered a more relaxing and less stressful time in our lives....

Thursday, December 3, 2020

When you begin gathering information you need to file your income taxes, there 2020 tax-planning strategies you should know. And, you definitely want to make the most of how the CARES Act impacts your tax planning and potential...

Wednesday, November 11, 2020

If you are depending at all on Social Security to help support you when you retire, even as supplemental income, there are a few things you need to know. You are probably aware that Social Security is in danger of becoming deficient or...

Thursday, October 22, 2020

A living trust is a smart estate-planning strategy that enables you to fully organize your finances, assets, and wishes before you die. A will does much of the same, but living trusts offer a faster and streamlined transfer of assets...

Thursday, October 8, 2020

When your adult children ask for help during tough financial times, curtailing your natural parental instinct to fix everything can be difficult. But if not careful, financially assisting your adult children could interfere with your...

Thursday, September 24, 2020

It’s no big secret that the solvency of Social Security benefits has been on shaky ground for quite a while. The last time we saw reform was in 1983 when Ronald Regan was president. That reform was designed to preserve and...

Thursday, September 10, 2020

Rest and relaxation are likely the first two words that come to mind when you think about retirement living. Afterall, traveling and spending more time with family are some of the most enjoyable perks of retirement. While these are...

Thursday, August 27, 2020

Children learn from their parents in multiple ways. They learn by observing, following an example, and receiving feedback or advice. However, many children often learn by experimenting and making mistakes—a natural part of...

Thursday, August 13, 2020

Typically, you must be over 59 ½, to withdraw funds from your retirement plan without paying an early withdrawal penalty. But, the government has relaxed the rules a bit to help Americans during the coronavirus pandemic. The...

Thursday, July 23, 2020

Roth IRAs and traditional IRAs are popular individual retirement arrangements that have similar and different benefits. Traditional IRAs offer tax-deferred savings. Roth IRAs offer tax-free growth and tax-free distributions provided...

Thursday, July 9, 2020

Our post-COVID economy is not making retirement planning easier. Thanks to stock market volatility and an uncertain economy, millions of job losses, and the threat of the pandemic spreading—many Americans are facing tough...

Monday, June 29, 2020

The Week on Wall StreetA jump in COVID-19 cases dampened investor enthusiasm last week, sending stock prices lower on worries that rising infections could derail the economic recovery. The Dow Jones Industrial Average slumped 3.31%,...

Thursday, June 25, 2020

When you retire, you’ll finally have the freedom to be your own boss, to live where you want, and to do what you want. But, believe it or not, transitioning into retirement can be stressful. We recommend you consider retirement...

Monday, June 22, 2020

The Week on Wall StreetStocks moved higher last week on news of more Federal Reserve market support and diminished concerns that new COVID-19 cases might lead to another economic shutdown. The Dow Jones Industrial Average rose 1.04%,...

Monday, June 15, 2020

The Week on Wall StreetInvestor sentiment turned negative last week, amid an increasing number of COVID-19 cases in states where reopening has been underway as well as a subdued economic forecast from the Federal Reserve. The Dow Jones...

Thursday, June 11, 2020

These tips apply to single retirees regardless of what’s going on in the world. Loneliness and isolation are often experienced by retirees leaving the workforce. But, until more is known about this virus, below are tips for...

Monday, June 8, 2020

The Week on Wall StreetA positive jobs report sent stocks soaring last Friday, capping a solid week as evidence of a global economic recovery outweighed concerns over civil unrest and tensions with China.The Dow Jones Industrial...

Monday, June 1, 2020

The Week on Wall StreetThe shortened week, which began with a powerful two-day rally of trading, was enough to drive the markets into another week of solid gains. The Dow Jones Industrial Average rose 3.75%, while the Standard &...

Monday, June 1, 2020

As we know, college students who finance their education with student loans can expect to be saddled with debt for years to come. Facing that debt is a deterrent for teens who want higher education but can’t afford it on their...

Tuesday, May 26, 2020

The Week on Wall StreetUpbeat comments by the Federal Reserve Chairman and more signs of an economic turnaround combined to help fuel a powerful rally in the stock market last week.The Dow Jones Industrial Average rose 3.29%, while...

Monday, May 18, 2020

The Week on Wall StreetStocks drifted lower last week, weighed down by Federal Reserve Chairman Jerome Powell's unsettling comments on the economy and signs of renewed tensions with China.The Dow Jones Industrial Average fell 2.65%,...

Thursday, May 14, 2020

If something happened to you tomorrow—where would that leave your minor children? That’s a heart-stopping question, and we mean for it to be. Here are a few more: Who will they live with? Is there enough money for their...

Monday, May 11, 2020

The Week on Wall StreetDespite a historic downturn in employment, stocks managed to climb higher last week as investors were emboldened by the pace of economic re-openings, both here and abroad.The Dow Jones Industrial Average gained 2...

Monday, May 4, 2020

The Week on Wall StreetStock prices ended the week slightly lower, despite news of positive results from a test trial of a COVID-19 drug treatment and several states easing their economic lockdowns. The Dow Jones Industrial Average...

Monday, April 27, 2020

The Week on Wall StreetStock prices bounced around last week as investors reacted to wild swings in the price of oil and reports that called into question the efficacy of two potential virus treatments.The Dow Jones Industrial Average...

Thursday, April 23, 2020

The Setting Every Community Up for Retirement Enhancement (SECURE) Act passed in late 2019, providing many different ways to help Americans save for retirement. But, one not-so-helpful provision is the elimination of the stretch IRA...

Monday, April 20, 2020

The Week on Wall StreetStock prices pushed higher last week as news of a White House plan to reopen the economy and reports of a potential COVID-19 treatment helped the market overcome weak economic data and an ugly start to the...

Monday, April 13, 2020

The Week on Wall StreetThe stock market staged a broad rally this week, buoyed by the prospect that COVID-19's grip on the nation may be easing and news of another Federal Reserve program to help stabilize businesses.The Dow Jones...

Monday, April 6, 2020

The Week on Wall StreetModest declines in stock prices this week masked the volatile inter- and intraday price swings as investors digested poor economic data and a warning from the president that the worst days of the COVID-19...

Thursday, April 2, 2020

The Setting Every Community Up for Retirement Enhancement (SECURE) Act delivers some impressive features for small businesses and their employees moving forward. If you fall into either category, here’s what you need to know...

Monday, March 30, 2020

An open-ended commitment by the Federal Reserve to support American businesses and capital markets along with the passage of a $2 trillion aid package improved investor sentiment and drove a strong rally in stock prices. The Dow Jones...

Monday, March 23, 2020

The Week on Wall StreetThe stock market suffered through another volatile week as it wrestled with the health and economic fallout of the domestic spread of the coronavirus. Swift and decisive actions by the Federal Reserve and policy...

Thursday, March 19, 2020

The Setting Every Community Up for Retirement Enhancement (SECURE) Act passed in December 2019, implementing extensive changes to retirement planning and saving. Two of those changes impact traditional IRA contributions and required...

Monday, March 16, 2020

The Week on Wall StreetMarkets remained exceptionally volatile, buffeted by the spreading impact of coronavirus, uncertain responses from federal policymakers, and the sudden drop in oil prices.The Dow Jones Industrial Average fell 10...

Thursday, March 12, 2020

Anyone who’s tried to get a loan or credit card understands the importance of a good credit score. If you are a college student or a young adult, this can be tricky. You have your whole life to build a great credit history, yet...

Monday, March 9, 2020

The Week on Wall StreetHeightened coronavirus fears, falling yields, and Super Tuesday primary results sent stocks on a rollercoaster ride of sharp price swings, leaving stocks marginally higher for the week.The Dow Jones Industrial...

Monday, March 2, 2020

The Week on Wall StreetStocks fell sharply last week as Wall Street considered how the coronavirus outbreak might influence global business activity and household spending.The selloff became a correction for the U.S. markets. The S&P...

Thursday, February 27, 2020

From increasing deductibles and premiums, to new plans and plans that are no longer available, there are many Medicare changes in 2020. Most people are familiar with Medicare Parts A, B, and D. Part A covers hospital stays, skilled...

Monday, February 24, 2020

The Week on Wall StreetTraders paid close attention to coronavirus developments and earnings last week, while wondering how the former might eventually impact the latter. Concern over updated infection numbers moderated risk appetite.A...

Tuesday, February 18, 2020

The Week on Wall StreetDaily headlines about the coronavirus had little impact on stock market averages last week. Earnings and mergers had more influence. All three Wall Street benchmarks improved. The Nasdaq Composite rose 2.21%,...

Thursday, February 13, 2020

Do you dream of retirement and the days when you can relax and travel? You’ve worked the majority of your life, maybe raised a family, and your desire of travel and seeing the sites got lost in life’s shuffle. Well,...

Monday, February 10, 2020

The Week on Wall StreetStocks advanced four days out of five during the past market week, erasing the losses of the week before. The Nasdaq Composite surged 4.04%, the S&P 500 3.17%, and the Dow Jones Industrial Average 3.00%. Foreign...

Monday, February 3, 2020

The Week on Wall StreetStock benchmarks declined for a second straight week as coronavirus news tempered risk appetite.The S&P 500 fell 2.14% on the week. The Nasdaq Composite dipped 1.76%, and the Dow Jones Industrial Average, 2.55%....

Monday, January 27, 2020

The Week on Wall StreetStock prices fell last week as investors considered the potential health and economic risks of the flu-like coronavirus.Foreign stock markets, as tracked by the broad MSCI EAFE index, fell 1.03% for the week....

Thursday, January 23, 2020

Are you one of many Americans who look forward to income tax refunds this time of year? Lots of people do and even count on that money to help with their finances. But you should be aware of fraudulent activity that can affect that...

Tuesday, January 21, 2020

The Week on Wall StreetTraders were in an upbeat mood last week, reacting to news out of Washington: the signing of the phase-one trade deal between the U.S. and China as well as the Senate passage of the U.S.-Mexico-Canada Agreement...

Tuesday, January 14, 2020

The Week on Wall StreetThe market had a choppy five days, with traders reacting to geopolitical developments and weaker-than-expected jobs data. Even so, the three major U.S. equity indices posted weekly gains and continued their...

Thursday, January 9, 2020

The year 2020 marks a historic precedent in terms of Social Security payments. For the first time since trust funds were established in 1983, Social Security payments will exceed more in this year than the funds accumulate. While this...

Monday, January 6, 2020

The Week on Wall Street Stocks descended from record highs Friday, as traders reacted to a U.S. drone strike that killed Iran's top military officer. Oil prices rose more than 3% following the breaking news.[1] Wall Street benchmarks...

Thursday, December 26, 2019

There are several monumental milestones we look forward to in life. Growing up, getting married, having a baby, finding our dream job…and then enjoying our golden years. Retirement should be everything you dream of, and more! So...

Thursday, December 12, 2019

Spousal benefits for Social Security are allowed for current and ex-spouses (provided you were married for more than ten years before divorce). The amount you’re entitled to depends on a few factors, such as the work history of...

Thursday, November 28, 2019

Traditionally, November is the time of year people reflect on things they’re thankful for. You may see gratitude challenges on social media encouraging you to list something that you’re grateful for every day for the month....

Thursday, November 14, 2019

In case the SECURE Act passes Congress, we could be facing the elimination of the stretch IRA. But, there are a few maneuvers people can make to continue to protect their wealth and pass it down to their children. The proposed...

Tuesday, October 22, 2019

What do you really know about your future spouse? Are they a spender or a saver? Do you both have the same goals? Do they want to buy a house or rent, and which would you prefer? How much debt do you both bring to the table? How about...

Thursday, October 10, 2019

From basic activities to the bucket lists of the rich and famous, adult summer camps are designed with everyone in mind. Adults can have fun, learn new skills and hobbies, visit places they’ve never been and forge new friendships...

Thursday, September 26, 2019

When looking for a new home and especially if you’re relocating, a lot of questions come into play. Do you want to be close to your job? What’s the best school district for the kids? Two-story with a pool or sprawling...

Tuesday, September 17, 2019

Medicare parts A and B provide basic healthcare coverage for Americans 65 and older, but as we know, that coverage does not pay all the bills. Hospital stays or major illnesses can bring about ridiculously large deductibles, co-pays,...

Thursday, September 12, 2019

Okay, so now you’re retired! What are you going to do? If you are like many Americans, perhaps you plan to embark on your dream of traveling across the globe. But, as exciting as this can be, there are a few things you need to...

Thursday, August 22, 2019

Most Americans have heard of 401(k) retirement plans. These are typically employer-sponsored plans that allow pre-tax contributions by the employee along with employer contribution or a profit-sharing feature. However, if you are a...

Thursday, August 8, 2019

Prenups and trusts are two distinct tools that offer protection in the event of a divorce. Now, no one wants to think about divorce when you’re getting married. But, in the same breath and especially if you already have children,...

Thursday, July 25, 2019

So, you made it to retirement! Life is smooth sailing from here on out, right? This is the era of your life you’ve been diligently working towards since you got your first job. Now you have exited the stage of 9 to 5 employment,...

Thursday, July 11, 2019

The IRS allows individuals aged 50 and older to make catch-up contributions to retirement plans. These are set amounts you can contribute above and beyond the annual contribution or elective deferral amount your plan allows each year....

Thursday, June 27, 2019

Retirement is something many adults look forward to most of their lives. They work and raise their children and dutifully sock away income for retirement, anticipating one day living out the dream of their golden years. However,...

Thursday, June 13, 2019

Did you know the IRS has provisions to their 10 percent early-withdrawal rule for IRAs? Yes, it’s true! You don’t have to pay that penalty if you withdraw funds for specific reasons before you turn 59 ½ years old. Of...

Thursday, May 23, 2019

These days, many of us are more aware of the benefits of exercise than older generations were. Seriously, how many of your Baby-Boomer (1946-1964) or Silent Generation (born before 1945) parents and grandparents went jogging regularly,...

Thursday, May 9, 2019

Most parents are a source of stability for their children throughout their lives. But, as time goes on, roles begin to shift, and often, parents are the ones who need assistance. This is a difficult transition, especially if the adult...

Thursday, April 25, 2019

Teenagers have a lot on their minds these days. Getting summer jobs, buying their first car, social media stress, peer pressure, SAT scores, college credits, retirement. Wait—retirement? It’s safe to say that retirement is...

Thursday, April 11, 2019

Whether you’re new to Medicare or have been with the program for a while, it’s important to know how it works and what options are available to you. The federal insurance program has undergone many changes over the years,...

Thursday, March 28, 2019

Depending on where you live and how your contributions stack up at the end of the year, you may be able to claim a tax credit if you contribute to a 529 plan. If you’re considering opening one to save for your child’s (or...

Thursday, March 14, 2019

There are many investors who play the game of market timing. Perhaps they enjoy trying to time their exit from the S & P “just right” to avoid losses. Or, maybe they believe avoiding those losses is better than missing out...

Thursday, February 28, 2019

Saving for your retirement can be tricky business and taking distributions from your retirement accounts can be even trickier. You must understand how required minimum distributions (RMDs) work so when you reach the age of 70 ½,...

Thursday, February 14, 2019

If you haven’t started already—you had better get moving, especially if you don’t want to file an extension on reporting your income taxes for 2018. Below are dates and other important items to help you complete any...

Thursday, January 24, 2019

It’s that time of year again—the time when you should take stock of your retirement portfolio to ensure you’re on the right track to retire comfortably. Below are four tips to help you build more wealth in your...

Thursday, January 10, 2019

We want it all. We want that house on the rolling hill behind the white picket fence. Or maybe some of us want the penthouse on or around Park Avenue. How about that fast, sporty car? Frequent vacations to foreign lands? More time to...

Thursday, December 27, 2018

The Tax and Jobs Cut Act presented sweeping changes, introducing benefits to all classes of Americans. Below are some of the most important tax law provisions you should be aware of as we enter the 2018 tax reporting season. Some of...

Thursday, December 13, 2018

Health savings accounts (HSAs) are highly underrated and underused, in our opinion. Many people don’t understand the significant impact these accounts have on offsetting retirement income, as well as the long-term investing...

Thursday, November 29, 2018

Baby boomers are still bouncing back from the 2008 financial crisis, along with being victims of the switch from defined benefit pension plans to 401(k)s, which ultimately led to insufficient contributions and proper growth in their...

Thursday, November 8, 2018

Getting divorced is never easy. Dividing assets is not fun. And, one of the largest assets many married couples have is their 401(k)—which can be tricky to divide because the rules for doing so are complex. The division of these...

Thursday, October 25, 2018

Tax season is right around the corner, which means many people are seeking ways to reduce their tax liability. In the past, charitable donations were a popular avenue to make this happen. However, with the new tax law provisions,...

Thursday, October 11, 2018

Prepping Your Financial House for Income Tax Season It may only be October, but tax season is just around the corner. Time flies when you’re having fun (and even when you’re not!), but don’t let April 15 sneak up on...

Thursday, September 27, 2018

If you plan to pay for your child’s college education, chances are you know what a 529 plan is. What you may not know is that you can also use a Roth IRA for college savings. There are significant pros and cons of each savings...

Thursday, September 13, 2018

Roth IRAs are a powerful investing tool many individuals favor to save for retirement. Thanks to the Tax and Jobs Act of 2017, the income limits for eligibility have been expanded, allowing more savers to own and convert to Roth IRAs....

Thursday, August 23, 2018

The Tax and Jobs Act of 2017 delivered some pretty significant changes regarding Roth IRA conversions. The Roth IRA as an investing vehicle is attractive thanks to the tax advantaged savings it provides. The fact that funds could be...

Thursday, August 9, 2018

There are quite a number of savvy individuals in the financial world who are well-equipped to help you navigate your own financial realm. Some of these professionals have carved out a selective niche, others enjoy diving into your...

Thursday, July 26, 2018

The term “financial professional” is a broad designation that encompasses a certain class of people who are qualified to oversee your finances. Simple definition, right? But, what’s complex for some is determining why...

Thursday, July 12, 2018

While we are all aware that we must continue paying income taxes when we retire, some people fail to fully calculate those pesky little (or big) expenses into their budgets. Especially without a trusted wealth planner or savvy CPA on...

Thursday, June 21, 2018

Chances are you cleverly crafted your estate. You worked hard to ensure your wills and trusts were set up properly to suit your personal needs in the now, as well as the desires for your heirs when you pass. Because it can be a...

Thursday, June 7, 2018

In a world of ever-changing healthcare options (or lack thereof), navigating Medicare is confusing for most. If you plan to work past the age of 65, you should clearly understand how Medicare works and enroll when required to. There...

Thursday, May 24, 2018

There are many tax reforms that have come into play in 2018 since the Tax Cut and Jobs Act of 2017 (TCJA) took effect. Perhaps a few of the most exciting are provisions regarding 529 education savings accounts (ESAs). ESAs are an...

Thursday, May 10, 2018

Many divorces are complicated and so is understanding how Social Security benefits work after divorce. Except, it’s actually pretty cut and dry: By law, those benefits are not included in the settlement. The fact that Social...

Thursday, April 26, 2018

There are many different ways financial professionals advise you to create a retirement budget. In fact, experts recommend helpful lists that contain from 5 to about 100 categories (seriously) that you can use to find your magic number...

Thursday, April 12, 2018

Have you ever heard of second quarter financial resolutions? Maybe you have and maybe you haven’t, but either way, we’re going to explain. Because, remember those New Year’s resolutions you made a few months ago? You...