Palo Alto Life Insurance & Disability Insurance For Business Owners

If you are running a small business in Palo Alto, life insurance for business owners is important to consider. At Pantheon Wealth Planning we want you to keep in mind that as a business owner there are many who rely on the success of your company for their own livelihood. We know that is a big part of what adds meaning to the things you do each day.

Don’t put the longevity of your small business at risk by not having a life insurance policy specifically set up for you as a business owner. For that matter, we also want you to keep in mind that, statistically speaking, you are more likely to become disabled and be unable to work than dying prematurely. Because of this, preparing for both possibilities is an essential part of solid business financial plan.

What If You Can’t Work?

You may have never considered the value of having Palo Alto disability insurance for business owners in place, but that is why we are here. To remind you of the fact that, even though you may not consider yourself prone to illness or accident, you need disability insurance for yourself as a business owner.

According to research done by Gen Re (US Group Disability Rate and Risk Management Survey 2012 & US Individual DI Risk Management Survey 2011) the average group long-term disability claim lasts 34.6 months and the average individual disability claim lasts 31.7 months. In addition, according to The Commissioner’s Insurance Tables A and C 2012, one in eight workers will be disabled for five years or more during their working careers. This puts you, as a small business owner, in quite a predicament since the day to day operations and therefore success of your business depends on you and your key employees being there!

How Do You Protect Yourself and Your Business?

We are also here to help you understand the importance of investing in Palo Alto overhead insurance. This type of coverage is essential for taking care of the overhead operating expenses of your business if you are incapacitated for any reason.

We understand what it means to need the right kind of protection for yourself as a small business owner. Whether it’s Palo Alto disability insurance for business owners or any other type of owner protection, our diligent, creative, world class team members are specially trained and have access to many options. Here are some things you may never have considered that we are here to help you navigate:

- The need for adequate long-term care insurance planning, in addition to Palo Alto disability insurance for business owners.
- Palo Alto estate planning, which needs to be a priority in order to ensure your estate is managed the way you intended.
- Taking the necessary measures ahead of time for Palo Alto asset protection. Your business is a substantial asset worth protecting.
- Helping you understand what the Palo Alto death tax entails and how it will affect the bottom line for those you leave behind.

Note: We do not offer all of these services mentioned above directly, but can assist with providing a referral when necessary.

Let Us Handle the Details

At Pantheon Wealth Planning in Palo Alto we make it a priority to assist you as a business owner. This includes all the ways that financial products embedded in your small business can affect you and those you employ over the long haul.

We know that you are running a business so you don’t have the luxury of learning all about things like Palo Alto life insurance for business owners, but we do! We invite you to connect with our innovative team members today at 408-404-8282 to set up your free initial consultation. As a business owner, you can feel confident with the professionals here at Pantheon Wealth Planning, we’ve got you covered.