TESTING

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning.

With more people learning about file-and-suspend and claim-nowclaim-more-later strategies, mistakes are being made – like trying to do certain things before full retirement age.

What if you or your spouse lives to a very ripe old age – to 90, 95,
or even 100? The key to having enough income in your old age is to
maximize the higher-earning spouse’s benefit.

Continued earnings could increase your Social Security benefit
depending on your situation. One thing is for sure: working part-time
at reduced pay will never cause your benefit to go down.

Wondering how to maximize your Social Security benefits? It’s not as
difficult as you may believe.

Most people tend to underestimate their life expectancy. But thinking
you might live to a very old age might lead to better planning decisions.