With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning.
With more people learning about file-and-suspend and claim-nowclaim-more-later strategies, mistakes are being made – like trying to do certain things before full retirement age.
What if you or your spouse lives to a very ripe old age – to 90, 95, or even 100? The key to having enough income in your old age is to maximize the higher-earning spouse’s benefit.
Continued earnings could increase your Social Security benefit depending on your situation. One thing is for sure: working part-time at reduced pay will never cause your benefit to go down.
When To Apply For Social Security Benefits
Creative Social Security Claiming Strategies
Social Security as Longevity Insurance
Will Working Longer Help or Hinder Your Social Security Benefit
Ways to Raise Your Social Security Benefit
Life Expectancy & Social Security
Social Security Planning for Couples - Maximizing Survivor Benefits
Should Business Owners Put Spouse on Payroll for Social Security Purposes
Social Security for Minor Children
Social Security for Widows