Innovative and Integrated Financial and Tax Strategies for Affluent Physicians

The passion that led you here is centered around helping others with health and wellness issues. Between time spent with patients and managing your practice, you probably don’t have time to focus on financial and tax planning strategies to capitalize on building and preserving wealth. This is where we come in.

 When it comes to financial health and wealth protection strategies, it’s important to choose advisors who are committed to you—a team who understands your needs; a team who can assist you with all areas of your personal and professional financial and income tax planning needs.

 Pantheon Wealth Planning can help you create and navigate dynamic financial and tax solutions for today, tomorrow, and generations to come. Because planning is for life!

 Your personal and professional journey is our initial focus.  We work closely with you to create a complete plan that coordinates your personal and professional goals.  This plan is uniquely designed to evolve with you, so it transitions smoothly through each stage of your life.

 As a physician who owns a successful practice, your profession presents unique circumstances that require careful consideration and sophisticated planning.

 With that in mind, your comprehensive financial plan should include the following considerations:  

Income and Assets Protection

Income and Assets Protection

  • Select the appropriate business entity to protect personal assets from business lawsuits.
  • Malpractice insurance offers protection from lawsuits, but there are limitations on some policies that should be understood.
  • Liability protection includes coverage that helps protect wealth if other policies fall short.
Income Tax Deduction Solutions

Income Tax Deduction Solutions

  • Devise solutions unique to your circumstance, keeping in mind often changing tax laws.
  • Reduce tax liability through often overlooked strategies.
  • The potential to reduce your tax liability may be greater than you think.
  • Utilize appropriate business entity for asset and income tax planning.
Tax Efficient Investment Strategies 

Tax Efficient Investment Strategies 

  • Utilize a variety of investment vehicles to reduce tax liability.
  • instead of prior to selecting the appropriate asset allocation, consider: while considering the appropriate asset allocation.
Life & Disability Insurance

Life & Disability Insurance

  • Protect loved ones through appropriate life insurance solutions.
  • cover personal expenses by not having the right coverage in place if incapacitation occurs.
  • Business overhead insurance provides coverage that disability insurance does not, such as reimbursement for overhead expenses (lease or mortgage payments, employee wages, utilities, etc.) if you become disabled, so your business can continue to operate.
Retirement Planning

Retirement Planning

  • Maximize annual employee and employer contributions to capitalize on the savings and wealth-building potential of the plan.
  • Explore qualified and non-qualified plans including 401(k), SEP IRA, and Roth IRA which allow for more tax deferral opportunities now or tax-free benefits in the future.
Business Succession Planning

Business Succession Planning

  • Create a buy-sell agreement to facilitate a well-ordered continuation of your practice in the event of death or disability.
  • Implement effective business transition strategies to facilitate the purchase of the practice to a person or entity who is not an heir.
Gifting and Wealth Transfer

Gifting and Wealth Transfer

  • Employ effective estate planning strategies in order to facilitate wealth transfer to the next generation in a tax efficient manner and with minimal conflict.
  • Construct a plan to equalize the estate if only one of multiple heirs is interested in continuing to run the practice.
Doctor page video by Kimi Lin

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